Credit Risk Operations Analyst
Posted 3 days ago by J.P. Morgan
Negotiable
Inside
Onsite
Edinburgh, Scotland, United Kingdom
Summary: The Credit Risk Operations Analyst role at JP Morgan in Edinburgh involves supporting covenant monitoring and credit risk oversight within the EMEA Convenants team. The position is open to candidates with operations experience in Financial Services, including recent graduates, and focuses on automation, projects, and process improvements. The role requires strong analytical skills and attention to detail, with responsibilities including data quality management and control reporting. This is an onsite position for an initial 12-month contract with potential for permanent placement.
Key Responsibilities:
- Covenant setup and monitoring, including accurate capture of terms, thresholds, testing frequency, and supporting documentation
- Ensuring strong data quality and controls to support internal governance and external/regulatory reporting requirements
- Producing, reviewing, and analysing control reports, metrics, and exception reporting to identify trends and risks
- Participating in projects and initiatives (process improvement, automation, reporting enhancements, control uplift) as required
- Escalating issues clearly and promptly, applying sound judgment and risk sensitivity in day-to-day decision-making
Key Skills:
- Strong analytical capability with advanced Excel proficiency (complex formulas, large datasets, data validation, reconciliations)
- Demonstrated ability to work with complex spreadsheets and build structured, well-controlled monitoring templates
- Ability to interpret documentation and develop an understanding of legal/credit terms, applying pragmatic business judgment
- Strong attention to detail with a clear commitment to accuracy and quality
- Proven ability to work under pressure, manage priorities, and meet deadlines in a controlled environment
- Strong written and verbal communication skills; confidence engaging with stakeholders across functions
- Exposure to covenant monitoring, credit operations, credit risk, or private banking operations (desirable)
- Automation/data tooling experience (beneficial): Python, Tableau, Alteryx
Salary (Rate): undetermined
City: Edinburgh
Country: United Kingdom
Working Arrangements: on-site
IR35 Status: inside IR35
Seniority Level: undetermined
Industry: Other
Credit Risk Operations Analyst - JP Morgan - Edinburgh - 12 months contract - ONSITE - PAYE
We are seeking an enthusiastic and dynamic Credit Risk Operations Analyst to join JP Morgan's EMEA Convenants team in Edinburgh on an initial 12 months contract with the potential to convert to permanent in the future. We are happy to consider candidates with operations experience within Financial Services and even open to recent graduates.
As an Analyst in the EMEA Covenants team, you will be responsible for supporting covenant monitoring and credit risk oversight across a portfolio of credit facilities. You will also be involved and lead automation, projects and process improvements.
What We're Looking For:
We are looking for driven individuals who:
- Enjoy solving complex problems and can work both independently and collaboratively
- Are self-motivated, proactive, and eager to learn
- Take ownership and consistently deliver high-quality, accurate outputs
- Demonstrate strong discipline around controls, documentation, and follow-through
Role & Responsibilities
- Covenant setup and monitoring, including accurate capture of terms, thresholds, testing frequency, and supporting documentation
- Ensuring strong data quality and controls to support internal governance and external/regulatory reporting requirements
- Producing, reviewing, and analysing control reports, metrics, and exception reporting to identify trends and risks
- Participating in projects and initiatives (process improvement, automation, reporting enhancements, control uplift) as required
- Escalating issues clearly and promptly, applying sound judgment and risk sensitivity in day-to-day decision-making
Required Qualifications/Skills
- Strong analytical capability with advanced Excel proficiency (complex formulas, large datasets, data validation, reconciliations)
- Demonstrated ability to work with complex spreadsheets and build structured, well-controlled monitoring templates
- Ability to interpret documentation and develop an understanding of legal/credit terms, applying pragmatic business judgment
- Strong attention to detail with a clear commitment to accuracy and quality
- Proven ability to work under pressure, manage priorities, and meet deadlines in a controlled environment
- Strong written and verbal communication skills; confidence engaging with stakeholders across functions
Desirable Qualifications/Skills:
- Exposure to covenant monitoring, credit operations, credit risk, or private banking operations
- Automation / data tooling experience (beneficial): Python (e.g., pandas for data transformation/automation)
- Tableau (dashboards/MI reporting)
- Alteryx (workflow automation, repeatable controls)
We are committed to creating an inclusive recruitment experience. If you require support or adjustments to the recruitment process, our Adjustment Concierge Service is here to help. Please feel free to contact us at adjustments@robertwalters.com to discuss how we can support you.
This position is being recruited on behalf of our client through our Outsourcing service line. Resource Solutions Limited, trading as Robert Walters, acts as an employment business and agency, partnering with top organizations to help them find the best talent. We welcome applications from all candidates and are committed to providing equal opportunities.